New Jersey Property + Mortgage Guidance
Buying, selling, investing or financing? Start with a clearer plan.
Coldstone Real Estate Services helps buyers, sellers, homeowners, investors and real estate professionals across New Jersey understand the property and financing sides of their next move and identify the appropriate next step.
Start Here
What are you trying to move forward?
Buying, selling, investing, financing, or helping a client? Start with the situation closest to yours.
Why Coldstone
Property and financing decisions are often connected.
Coldstone helps clients understand how condition, price, terms, financing readiness and timing fit together so they can move forward with a clearer next step.
Experience
YEARS
of experience across real estate, mortgage banking, property and construction — the foundation behind Coldstone's connected approach.
For Sale By Owner | New Jersey
Your home is for sale. Let’s get the word out.
Selling on your own? Coldstone can help get your home seen with an additional no-cost website and social media feature, plus helpful support with pricing questions and buyer inquiries. Interested buyers can also speak with Frank about financing through NEXA.
No listing agreement required just to request a property feature. All properties are subject to review.
- Your property
- Our review
- Possible feature
Financing
A range of financing paths to review
Review available loan options — from home purchase and refinance to investment, renovation and commercial financing.
Mortgage origination through
Frank Cotter · Mortgage Loan Originator · NMLS #217083
Mortgage Calculator
Estimate your monthly payment
Enter a home price, down payment and estimated rate for an educational estimate of monthly principal, interest, taxes and insurance.
Property Search
Looking for a home? Start here.
Explore homes for sale through independent property websites. Find something you like? Copy the listing link and bring it back to Coldstone.
Found a home worth a closer look?
Send the address or listing link to Coldstone. We can help you explore what comes next.
On our Contact form, select Buying and paste the property link into Brief description.
These are independent property websites. Listings, availability, and access terms are controlled by each provider.
Meet Frank
Meet Frank Cotter
Founder of Coldstone Real Estate Services. His background across real estate, mortgage banking, property and construction brings perspective to both sides of a transaction.
New Jersey REALTOR-ASSOCIATE® and Real Estate Salesperson · Mortgage Loan Originator through NEXA Lending LLC · NMLS #217083.
Project Experience
50 Years of Property Perspective
For Real Estate Professionals
Financing support for your represented clients
Frank focuses on the financing side. The real-estate professional continues leading the real-estate relationship.
Your client stays your client.
Frank focuses on the financing side.
Financing readiness, application, documentation, underwriting communication and mortgage progress toward closing — handled so you can keep leading the transaction.
Financing through NEXA Lending LLC.
Working in law, finance, settlement, or development? Explore Professional Partners →
Cash Back Program
A potential credit at closing
Depending on the transaction and the applicable brokerage relationship, an eligible real-estate rebate may be available at closing — subject to the terms established in writing and applicable lender requirements.
Cash back availability varies by transaction and is not guaranteed. No percentage, dollar amount, eligibility requirement, automatic qualification or guaranteed benefit is stated.
Service Area
Serving clients across all 50 U.S. states, with a specialized real estate focus in New Jersey.
50
U.S. States
Serving clients across all 50 U.S. states.
Mortgage financing through NEXA Lending LLC.
New Jersey Focus
- Monmouth
- Middlesex
- Mercer
- Ocean
- Somerset
- Union
- Hunterdon
+ surrounding communities
Areas of particular local familiarity — not the limits of where Coldstone welcomes inquiries.
Contact
Ready to talk about your situation?
Tell us what you're working on and we'll help identify the right next step.
Prefer to talk now?
Call Frank · 732-616-5009